SMS Terms of Service

Program description

The PolicyTerms Lab SMS Program sends optional text messages related to general insurance terminology and consumer literacy. The program has two separate categories: Account Notifications and Marketing, described below. The program does not send insurance quotes or third-party messages.

Message categories

• Account Notifications: Messages related to your subscription: guide delivery, content access updates, opt-in and opt-out confirmations, and replies to HELP requests. Frequency: varies based on account activity.
• Marketing: Recurring promotional offers, announcements about new PolicyTerms Lab resources, featured website resources, special campaigns, and newly available guides and tools. Frequency: generally up to 4 messages per month.

Opt-in method

You join by checking one or both unchecked SMS consent boxes on our subscribe page and submitting your mobile number. Each category requires its own consent. Consent is not a condition of purchase, access, or use of this website.

Message frequency

Account Notifications: frequency varies based on account activity. Marketing: frequency varies, generally up to 4 messages per month.

Message and data rates

Msg & data rates may apply. Carriers are not liable for delayed or undelivered messages.

STOP instructions

Reply STOP to any message to cancel. You will receive one confirmation: "PolicyTerms Lab: You have been unsubscribed and will receive no further messages from this program. Reply START to resubscribe." No further messages will be sent unless you opt in again.

HELP instructions

Reply HELP for help: "PolicyTerms Lab: For help, email questions@policytermslab.com or call +1 (307) 825-0117. Msg & data rates may apply. Reply STOP to cancel." You can also email questions@policytermslab.com or call +1 (307) 825-0117.

Eligibility

You must be at least 18 years old and the account holder or authorized user of the mobile number provided. Available for US mobile numbers.

Privacy

See our Privacy Policy for how information is handled.

Mobile opt-in data policy

Mobile opt-in data, SMS consent, and phone numbers collected for SMS purposes will not be sold, shared, rented, released, or transferred to third parties for marketing, lead generation, or promotional purposes.

Changes to SMS Terms

We may update these SMS Terms. Changes take effect when posted on this page.

Contact information