Privacy Policy

This Privacy Policy explains how PolicyTerms Lab, a DBA of Coverage Key Auto LLC, handles information when you use https://policytermslab.com/.

Information we collect

• Information you provide, such as your name, email address, message content, and, if you choose SMS, your mobile number and selected SMS categories.
• Consent records for SMS, such as the consent timestamp, source page, disclosure version, and browser user agent.
• Basic technical information such as device and browser type.

How we use information

We use information to respond to inquiries, deliver the guides and resources you request, send only the SMS categories you select, keep consent records, and maintain the website.

SMS communications

SMS is optional and offered in two separate categories: Account Notifications (messages related to your subscription, such as guide delivery, content access updates, opt-in and opt-out confirmations, and HELP replies) and Marketing (recurring promotional offers, announcements about new PolicyTerms Lab resources, featured website resources, special campaigns, and newly available guides and tools). Msg & data rates may apply. Reply STOP to cancel or HELP for help. See the SMS Terms of Service.

Mobile opt-in information

Mobile opt-in data, SMS consent, and phone numbers collected for SMS purposes will not be sold, shared, rented, released, or transferred to third parties for marketing, lead generation, or promotional purposes. We may use service providers, such as an SMS delivery platform, solely to operate the program on our behalf.

Cookies and analytics

The website may use essential cookies and basic, aggregated analytics to understand how pages are used. You can control cookies through your browser settings.

Data retention

We keep information only as long as needed for the purposes above, including retaining SMS consent and opt-out records as required to honor your choices.

Opt-out rights

Reply STOP to any text message to stop that program. You can also email questions@policytermslab.com to ask about or update your information.

Security

We use reasonable measures to protect information, but no method of transmission or storage is completely secure.

Children's privacy

This website is not directed to children under 13, and we do not knowingly collect their information.

Third-party links

Links to other websites are provided for reference. We are not responsible for their privacy practices.

Policy changes

We may update this policy. Changes take effect when posted on this page with a new date.

Contact information