Understand the words in your policy.

Understand Common Policy Terms

Latest Guides

Policy Documents

How to read a declarations page in ten minutes

Coverage Limits

Per occurrence vs. aggregate, side by side

Exclusions

Where the fine print usually hides

Glossary

Explore All Core Policy Terms

Premiums, deductibles, limits, exclusions, renewals. One term at a time.

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Searchable GlossaryLook up any common policy term in seconds.
Downloadable WorksheetsOrganize your own policy notes.
Policy Reading ChecklistsWalk through each section of a policy.
Terminology QuizzesCheck what you know in a few minutes.

How It Works

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Pick a term or topic from the glossary.

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Use the checklists alongside your own policy.

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Understand Common Policy Terms

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Getting Started

A ten minute morning policy review

Coffee, your declarations page, and one checklist.

Perils

What 'peril' means after a hail storm

Named vs. open perils, explained in plain words.

Recordkeeping

Keep policy papers where the keys live

A small habit that makes renewals easier.